Eight Days: Running the Window from the 28 October Budget to the 5 November MPC
The Budget lands on 28 October and the MPC reports on 5 November. Eight days, two events, and one client communication window. How to run it without guessing.
Regulation & Compliance
Navigating FCA requirements, Consumer Duty, and the regulatory landscape that shapes wealth management in the UK.
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The Real Cost of Discretionary Wealth Management: Evidencing Fair Value Across the Whole Stack
Most firms assess platform, DFM, fund and advice costs separately. Here is how to evidence fair value on the total cost of discretionary wealth management.
Autumn Budget 2026: What Advisers Should Do in the Eight Weeks Before 28 October
The Budget is on 28 October 2026. The risk in the run-up is not the tax changes, it is what clients do on the strength of speculation. A pre-Budget protocol.
The End of the Annual Review: What CP26/10 Means for Ongoing Advice Fees
The FCA proposes replacing the annual suitability review with periodic reviews set by client need. What CP26/10 changes for ongoing advice fees and firm value.
Consumer Duty for Discretionary Fund Managers: What the FCA Expects
Consumer Duty for discretionary fund managers: manufacturer and distributor roles, fair value at total cost, target market drift and outcomes MI.
Pensions and IHT from April 2027: The Planning Window Is Now Eight Months Wide
Unused pension funds enter the IHT net for deaths on or after 6 April 2027. What the Finance Act 2026 actually changed, what is excluded, and what to do now.
Agent as Client vs Reliance on Others: How Your DFM Relationship Is Really Structured
Agent as client vs reliance on others: how the two DFM structures allocate responsibility, FOS access and Consumer Duty obligations for UK advisers.
How Discretionary Investment Management Is Regulated in the UK: An Adviser's Guide
How discretionary investment management is regulated in the UK: FCA permissions, COBS suitability, client agreements, reporting and best execution for advisers.
Ongoing DFM Oversight: A Consumer Duty Framework for Wealth Advisers
How UK wealth advisers should run ongoing oversight of their DFM under Consumer Duty: monitoring framework, board reporting, and red flags to act on.